Supplemental Insurance is optional private insurance purchased via an Insurance Agent or Broker that covers any leftover costs after the Parts A and B payments.
MEDIGAP Open Enrollment Period is 6 months after you're first eligible for Part B. During this time, you're eligible to enroll in any MEDIGAP policy available in your State, even if you have health problems. After this enrollment period, your options to buy a MEDIGAP policy may be limited and higher premiums could apply.
Plans depend on your budget and health necessities.
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