It is NOT health insurance. It is insurance that pays cash for health care treatments whether or not you have a health insurance plan. These cash payments help with copayments, coinsurance, deductibles and can help offset lost wages.
Accident insurance provides cash to help pay for unexpected expenses after an accidental injury such as a fracture or concussion. These are typically one time payments for certain injuries.
Provides cash benefits to the policyholder when they are hospitalized due to a covered illness or injury to help offset out-of-pocket expense.
Cancer insurance is supplemental insurance that helps cover the costs of diagnosing and treating cancer. You get an initial lump sum followed by additional payments depending on treatments.
Critical illnesses such as strokes and heart attacks happen without warning. Critical Illness Insurance pays a lump sum benefit for a specific covered diagnosis.
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